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Construction Debris Recycling Insurance

Increasing raw construction materials costs and decreased landfill availability has created a significant need for the construction and debris recycling industry. Having the right insurance for recycling companies is important to the sustainability and stability of this industry. We’ve created debris recycling insurance and options that allow construction debris recycling contractors to operate more effectively with greater peace of mind.

Who Our Insurance Serves

We offer insurance for recycling companies who operate in commercial construction and debris recycling to collect, grind, shred or crush concrete, asphalt, metal, glass, wood and mixed construction debris. Commercial contractors that provide and/or transport containers, bins and dumpsters, such as Metal Scrap Dealers, Building Material Dealers – Second Hand (restricted to resale of salvaged bricks or concrete blocks), Pulp Manufacturing, Recycling Collection (other than Not For Profit) are a great fit for this, along with Stone Quarries and Crush operations.

Our AM Best Rated A+15, General’s General Liability offers the following:

  • Defense Outside Limit
  • Blanket Additional Insured – Completed Ops (CG 20 37 10 01) – where contract required
  • Waiver of Subrogation – where contract required
  • Primary Wording – where contract required
  • Blanket Contractual – where contract required
  • Personal/Advertising Injury
  • Employee Benefits Liability
  • Stop Gap option available

Minimum premium of $2,500 required.

Additional Coverage Options to Fit Your Custom Needs

Our experienced underwriters can help you with Excess Liability, Contractors Pollution Liability, Business Automobile Liability, Workers’ Compensation, and Property and Equipment coverage under a separate policy based on your Construction Recycling business needs and risks. We’ll create the exact recycling insurance your business needs.

You can request a quote below or have your insurance broker contact us. For full preparedness, these are the documents you’ll need for the process:

  • 5 years currently valued loss runs
  • Narrative on any losses in excess of $10,000
  • Completed Supplemental Application, signed and dated
  • Completed Acord Applications, signed
  • List of all equipment to include: type, year, make, model & value
  • Current Balance Sheet & most recent financials
  • Copy of your standard rental and or work agreements
  • Copy of contracts used with subcontractors
  • Résumé’s and/or Statement of Qualifications on key personnel
  • Signed TRIA upon binding
  • Copy of your Safety Manual Table of Contents page
  • Copy of the Workers Compensation Mod Worksheet

Download, complete and return our application to our Senior Underwriter or to our submission inbox at: submissions@apgen.com

Contact our Senior Underwriter for Construction and Debris Recycling Insurance:
Maribel Hernandez

Underwriter Contact

Maribel Hernandez
Mail: maribel@apgen.com
Phone: 800-624-5829 x 130
Fax: 707-996-7912