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Demolition Contractors Insurance

Experienced Demolition contractors know that having the right demolition contractors insurance strengthens their bottom line. It not only protects your company from potentially business-ruining litigation expense should a large claim arise. Comprehensive insurance coverage is there to protect you from mishaps such as worker error to public injury and property damage to unintended pollution. 

Often, clients and general contractors will not even consider your bid without showing minimum proof of General Liability Demolition Contractors Insurance. Having insurance coverage with the appropriate limits and inclusions tells clients that you understand your business’ risk and have prepared for them. This increased trust means greater business opportunity and profits for you.

Who We Serve – Operations and Exclusions

Apollo General’s Demolition Contractors Insurance offer operations for Residential Building Tear-Down, Commercial Building Tear-Down, and Interior Building Strip-Out. Qualified demolition contractors must subcontract no more than 25% of their operations and have at least 3 years of industry experience. Currently ineligible: Blasting Operations and coverage in New York.

Demolition Contractors – Small to Large

We offer two sizes of AM Best Rated A+15, General Liability Demolition Contractors Insurance.

Medium to Large Contractors

For medium to large-sized demolition contractors, it includes these primary benefits:
  • Per Job Aggregate/$5 million cap available.
  • Blanket Additional Insured – where contract required
  • Completed Ops/your work additional insured
  • Waiver of Subrogation – where contract required
  • Primary Wording Compliance – where contract required
  • Explosion, Collapse and Underground (XC&U)
  • Blanket Contractual
  • Defense Outside the Limits
  • Personal/Advertising Injury – Includes electronic publication
  • $300,000 limit for Damage to Rented Premises

Small Contractors

Demolition contractor firms — with gross receipts of less than $500,000 — can access our smaller General Liability Demolition Contractors Insurance, which includes:
  • $100,000 limit for Damage to Rented Premises
  • Per Job Aggregate, available for additional premium
  • Blanket Additional Insured – where contract required, available for additional premium
  • Completed Ops/Your Work Additional Insured – where contract required, available for additional premium

Apollo General Includes Coverage Other Insurance Don’t

Most other demolition insurance exclude residential, subcontractors warranty, cross suits, wrap-up and injury liability under limited personal and advertising options. Our General Liability insurance coverage includes these and offers additional optional coverage for Stop Gap and Employee Benefits Liability as well.

Additional Coverage Options to Fit Your Custom Needs

You can obtain Excess Liability, Contractors Pollution Liability, Business Automobile Liability, Property and Equipment, Surety Bonds, or Worker’s Compensation as a separate policy in addition to your General Liability Demolition Insurance. Our experienced underwriters can help you assess demolition business activity and risks to ensure all activities are fully covered.

How to Purchase Your Demolition Contractors Insurance

You can click below to apply directly or have your insurance broker contact us. For full preparedness, these are the documents you’ll need for the application submission process:

  • 5 years currently valued loss runs
  • Narrative on any losses in excess of $10,000
  • Completed Supplemental Application, signed and dated
  • Completed Acord Applications, signed and dated
  • Most recent financial statements
  • Copy of contracts used with subcontractors, if applicable
  • Résumés and/or Statement of Qualifications on key personnel
  • Copy of your Safety Manual Table of Contents page
  • List of last 10 projects
  • Copy of contract used when leasing employees, if applicable
  • Copy of Equipment Maintenance Punch List
  • Signed TRIA upon binding
Call us for a Quote
Supplemental Demolition Insurance Application

Download, complete and return our application to our Senior Underwriter or to our submission inbox at: submissions@apgen.com

Links

Supplemental Action

Underwriter Contact

Maribel Hernandez
Mail: maribel@apgen.com
Phone: 800-624-5829 x 130
Fax: 707-996-7912